PAYPAL is accepted online. Pay with Credit Cards using PAYPAL - Established Customers - Personal Checks. If you would like to order by phone, please call 843-992-2530 to place order. We accept certified checks and money orders. If paying with Money Order or Certified Check, Please send payment to MB Designs Jewelry Etc 941 Independence Ave. Florence, SC 29501 Residents of SC pay 8% sales tax on all orders. All International Customers pay exact shipping costs. All orders will be shipped by United States Postal Service. If not completely satisfied with this product, please return within 30 days for a complete refund. Returns should be sent to MB Designs 941 Independence Ave. Florence, SC 29501 We Are Not Satisfied If You Are Not Satisfied!